When you’re hurt on the job, the last thing you may be thinking about are your workers’ compensation rights. It’s understandable, you’re trying to deal with the injury you’ve received. However, you do have rights that the compensation has to uphold, and if you know about them now, you’ll be able to better protect yourself in the event of an injury.

What is workers’ compensation law?
Workers’ compensation controls the rights and obligations of employees and employers when employees are injured at work.

Who is covered by workers’ compensation?

Workers’ compensation covers all employees who work for an employer with at least five employees and all employees in the construction industry.

What should I do if I’m injured at work?

Missouri law requires employees to promptly notify their employer of any injury or accident that occurred on the job. Afterward, your employer should tell you what doctor to see. Under Missouri law, your employer must pay for your medical treatment and therefore has the right to choose the doctor in workers’ compensation cases.

Will I get compensated for my medical bills?

Missouri workers’ compensation law requires your employer or its insurer to pay for your medical treatment. Additionally, you are entitled to a portion of your wages for the time you are off work due to treatment and rehabilitation.

Does workers’ compensation cover the time missed from work?

If you are unable to work due to medical treatment or recovery, you are entitled to temporary total disability benefits. This doesn’t cover the first three days missed until you are out for more than two weeks. The amount paid generally equals two-thirds of your normal pay.

Are occupational diseases covered?

In Missouri, occupational diseases that are directly caused by your employment are covered under workers’ compensation laws.

What if I’m unable to return to work because of my injury?

If you were permanently and totally disabled and unable to return to your job or any other job because of your disability, you may qualify for permanent total disability benefits.  You may also be eligible for Social Security disability benefits. It is essential to have a knowledgeable attorney to maximize your recovery and make sure you get all the benefits available to you.

When you’re hurt on the job, it’s better to protect yourself. If at any point, your employer denies you any of these rights, or if they are delaying the process, contact an attorney. Workers’ compensation attorneys will ensure that you receive the compensation to cover mounting medical expenses, loss of wages, and other damages.

The Hines & Wilson Law Firm has more than 50 years of experience with workers’ compensation claims. We have a refined and specialized knowledge to ensure our clients just compensation. If you’ve been hurt on the job, contact us. You can call us at (573) 443-4500, our toll-free number (877) 473-4500, or email us info@hineslawfirm.com for a free and confidential consultation about your work compensation claim.